tolumisqarae - Subscription-based financial planning for Australians

Acceptance of terms

By accessing or using tolumisqarae.com, you acknowledge and agree to these Terms and Conditions. Should you disagree with any part, please discontinue use immediately. These terms apply to all website use, consultations, and subscriptions.

Definitions

The following definitions apply across this document:

‘tolumisqarae’ means the business and website provided at tolumisqarae.com.

‘User’ means any individual or entity accessing, browsing, or subscribing to tolumisqarae’s services.

‘Subscription’ refers to our monthly ongoing access model at $250/month.

‘Agreement’ means the contract formed by your acceptance of these terms.

Use of our service

Services are available to Australian residents. For consultation and subscription experience, accurate details must be provided and terms adhered to throughout your engagement with tolumisqarae.

Eligibility

Users must be over 18 years old and legally able to enter into contracts under Australian law. Identification may be required for certain requests.

Service not available to minors.

Your responsibilities

By using tolumisqarae, you accept responsibility for the following:

Ensuring accurate and current information is provided at all stages of service.

Keeping communication channels open for updates regarding your subscription.

Observing all applicable laws and regulations in Australia.

Notifying tolumisqarae of any suspected unauthorised account access or breaches promptly.

Prohibited uses

Use of tolumisqarae is not permitted for:

Fraudulent, unlawful, or malicious activity of any kind.

Interfering with, damaging, or impairing operation of the website or its data.

Attempting to access restricted resources or information without authorisation.

Reproducing or distributing personal or proprietary information without permission.

Using automated systems to access, monitor, or copy website content for non-personal use.

Intellectual property

All website materials, including text, graphics, logos, and service concepts, belong to tolumisqarae or its licensors. Users may view and print content for personal reference only. Any other use, modification, or distribution requires written permission from tolumisqarae.

User content

If you submit information or materials, you confirm you have rights to do so and grant tolumisqarae the necessary rights for provision of the service.

User content rights

Users retain ownership but allow tolumisqarae to use submitted material for legitimate purposes. Unauthorised submissions may be removed without notice.

Privacy notice

All data collected on tolumisqarae.com is processed in line with our Privacy Policy, available separately. User information is handled with care, security, and legal compliance.

Read Privacy Policy

Disclaimer and fee disclosures

For information purposes only. Results may vary. No personal financial or legal advice is provided.

Important warning

Past outcomes do not guarantee future experience. Users should seek specific advice before making decisions.

Limitation of liability

tolumisqarae is not responsible for any indirect, incidental, or consequential loss arising from site or service use.

Indemnification

You agree to hold tolumisqarae harmless for losses, claims, or damages resulting from violation of these Terms.

Dispute resolution procedure

In case of a dispute, users must first contact tolumisqarae to seek informal resolution before further action.

Arbitration

Unresolved disputes may be referred to binding arbitration under Australian law.

This does not limit any consumer rights under statutory guarantees.

Online dispute resolution

tolumisqarae users can consider applicable Australian online dispute resolution (ODR) services if disputes are not resolved directly.

Contact ODR support

Severability

If part of these terms is found unenforceable, the remainder remains fully effective.

Entire agreement

These terms represent the complete agreement between tolumisqarae and the user for site and subscription use.

Applicable law and venue

Australian law governs this agreement. Any proceedings will be heard in Australia.

Termination

Either party may terminate the subscription with one month’s notice, subject to terms described herein.

Modifications

tolumisqarae may update terms as required. Users are responsible for reviewing changes periodically.

Contact for terms queries

Questions about these terms can be sent to tolumisqarae’s support address below.

Terms email: content@tolumisqarae.com

Terms phone: +61787981787

Office address: 570 Bourke Street, Level 17 & 24, Melbourne, VIC 3000 Australia

Terms and Conditions for tolumisqarae users