General disclaimer notice

Important notice:

This website provides information only; it does not constitute personal advice.

Please consult a professional adviser for recommendations personalised to your needs.

tolumisqarae publishes content for general informational purposes relating to financial planning subscription services in Australia. Information presented on this site is not tailored to individual circumstances and does not represent legal or financial advice. By using this site, you agree to the disclaimers outlined below.

General information

All content on tolumisqarae.com is offered on an informational basis. It is not intended as a substitute for personal consultation or professional advice. Financial outcomes depend on each user’s needs and circumstances. Results may vary and past performance does not guarantee future outcomes.

Limitation of liability

Please read the following items regarding liability when using our service and content:

  • tolumisqarae and its affiliates make no warranties regarding completeness, accuracy, or suitability of shared information.
  • Any reliance you place on content from this website is strictly at your own risk.
  • tolumisqarae is not liable for losses, damages, or expenses arising from use of this information or service.
  • Information, fees, and service features may change without prior notice.

Accuracy of content

Content is reviewed for accuracy, but errors or omissions may occur. Information may become outdated due to regulatory or market changes. Please verify details before acting on this content or making decisions.

tolumisqarae cannot guarantee continuous accuracy of presented information.

Professional advice

Nothing on this website should be interpreted as specific advice or an offer. Please consult a licenced, professional adviser for personal recommendations.

External links

Links to external sites are for convenience only. tolumisqarae does not control or endorse content on third party sites, nor is it responsible for accuracy or reliability of such resources.

Variation of results disclaimer

Service outcomes can differ for every user. Individual financial situations, market conditions, and legislative changes may impact your experience with tolumisqarae. Results may vary.

Results may vary

There is no guarantee that past performance or reviews will predict future results. Each user’s circumstances affect outcomes.

Financial and fee disclosures

We disclose all fees, rates, and limitations of our financial planning service:

  • The monthly fee for subscribers is $250 (inc. GST); this covers all consultations and reviews.
  • No additional or hidden fees apply within standard subscription scope.
  • APR is not applicable to the service as we do not extend credit or loans.

Jurisdiction and governing law

tolumisqarae services are intended for users in Australia only.

This website and its agreements are governed by the laws of Australia. Users outside Australia should seek local advice for compliance.

Australian law applies to any disputes or interpretations of these disclaimers.

Local and international regulations may affect aspects of use.

Indemnification

By using this site, you agree to indemnify tolumisqarae against losses or claims arising from your usage or reliance on provided information.

Severability

If any part of this disclaimer is found invalid, remaining terms continue to apply without change.

Modifications

tolumisqarae may update these terms at any time. Continued site use constitutes acceptance of new terms.

Contact details

Please direct any disclaimer, fee, or service questions to our support team.

Support email: content@tolumisqarae.com

Support phone: +61787981787

Business address: 570 Bourke Street, Level 17 & 24, Melbourne, VIC 3000 Australia

Disclaimer effective date: September 14, 2025

Last updated: September 14, 2025